4 Reasons Why Accredited Investors Have An Advantage Over Retail Investors When one hears of A.I., the first words that come to mind are "Artificial Intelligence". Yet, in the investment world, "AI" refers to a different term¸ that is - Accredited Investor. AI is a type of classification for investors that was introduced post-global financial crisis in 2008 to distinguish the savvier investors from the average investor. An AI is also a high-net-worth individual and is expected to be more well-verse in investing as compared to a regular retail investor. What, exactly, does it take to be an AI in Singapore?